Ford Flex Buy Financing Program | Flexible Car Payments at Anderson Ford of Lincoln

What Is Ford Flex Buy and How It Works at Anderson Ford of Lincoln

Ford Flex Buy is an exclusive financing option from Ford Credit that lets you enjoy lower monthly payments during the first few years of ownership, followed by a predictable step-up payment period. It’s ideal for drivers who want to own their new Ford outright, without the mileage limits or end-of-term buyouts that come with leasing. Learn how Ford Flex Buy at Anderson Ford can help you get behind the wheel with flexible payments that fit your budget.

Enjoy Ownership With Lower Initial Payments

Ford Flex Buy® is a Ford Credit–exclusive financing program that takes a different approach to traditional auto loans. It offers ownership, a fixed interest rate, and lower payments for the first 36 months of your term. Beginning at month 37, your payment increases so the balance is paid in full by the end of your contract. Choose from 66-month or 75-month terms and enjoy the flexibility of building equity while you drive.

Ford Flex Buy financing overview

How Ford Flex Buy Works

1

Select Your Vehicle & Term

Choose an eligible new Ford and your preferred Flex Buy term—either 66 or 75 months—through Ford Credit.

2

Lower Payments First 36 Months

Enjoy reduced monthly payments for the first three years of your loan, helping you manage early ownership costs.

3

Step-Up Payments to Full Ownership

Beginning in month 37, your payment increases so the balance is completely paid off by the end of your contract—no balloon payment required.

Ford Flex Buy Benefits - Lower Initial Payments and Ownership

The Benefits of Ford Flex Buy

  • Lower payments for the first three years — enjoy reduced costs up front.
  • Build equity with every payment and trade in when you’re ready.
  • Fixed interest rate means no surprises throughout your term.
  • Freedom to customize — since you own the vehicle from day one.
  • Multiple term and payment options to fit your financial goals.

Flex Buy is a Ford Credit–exclusive program available on eligible new Ford models. See Anderson Ford for full details.

See if Ford Flex Buy Fits Your Budget

Contact our finance team to learn if you qualify and explore today’s Flex Buy rates and terms.

Explore Financing Shop New Ford

Frequently Asked Questions

Ford Flex Buy® is a Ford Credit–exclusive financing option that gives you ownership and a fixed interest rate. Payments start lower for the first 36 months and increase beginning in month 37 so your balance is paid in full by the end of your 66- or 75-month term.

Traditional financing has equal payments throughout the loan term. Flex Buy has unequal payments: lower for the first 36 months, then higher for the remainder, with the same fixed rate and full ownership from day one.

Flex Buy offers lower early payments, builds equity as you pay, maintains a fixed rate, allows full ownership, and provides flexible term options to match your budget.

Flex Buy is available in 66-month and 75-month terms. Payments are lower for the first 36 months, then increase through the end of the term to fully pay the loan.

Flex Buy® is not currently available in Maine, North Carolina, Pennsylvania, Virginia, or Washington, D.C.
New and Used Car Dealership in Lincoln, NE

Experience Better
Benefits

Buying at Anderson Ford & Mazda of Lincoln has its benefits.

  • Commission-Free Certified Guides
  • 5-Day Return or Exchange Policy
  • Collision Deductible Reimbursement
  • Free CarFax Vehicle History Report
Learn More »